Why consider a fixed rate 2nd mortgage vs a HELOC?

Chris Discusses Fixed Rate 2nds and “Blended” Rates

Fixed rate 2nd position mortgages can allow you to keep the (low) rate on your 1st mortgage, while avoiding the adjustments that happen with Home Equity Lines of Credit (HELOC). In a rising interest rate environment, this can be a great way to keep your cost of financing low while accessing your home’s equity.
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